INTERMEDIATE // MULTI LAYER STACKING
MODULE 04 // LAYER INTEGRATION

Identity Verification.

Layer behavioral signals on top of KYC/KYB checks for enhanced fraud prevention.

IDENTITY + BEHAVIOR CORRELATION

Identity verification confirms who the user claims to be; ABIS confirms they behave like that person. Together, they detect sophisticated fraud that either layer alone would miss.

Synthetic identity fraud passes identity verification (documents are valid) but fails behavioral analysis (behavior doesn't match claimed demographics). Account takeover passes behavioral baseline (same device/location) but fails identity re-verification.

Layer correlation reveals attacks: valid identity + anomalous behavior = account takeover; invalid identity + normal behavior = synthetic identity; valid identity + normal behavior = legitimate user.

DOCUMENT VERIFICATION

Verify identity documents are authentic. Detects forged/stolen documents but not synthetic identities.

BIOMETRIC CHECK

Confirm user matches document photo. Prevents use of stolen documents by different person.

BEHAVIORAL BASELINE

ABIS compares current behavior to historical baseline. Detects account takeover even with valid credentials.

DEMOGRAPHIC CORRELATION

Match behavioral patterns to claimed demographics. Synthetic identities often have behavioral inconsistencies.

KNOWLEDGE CHECK // Q04
Why can synthetic identity fraud pass identity verification but fail behavioral analysis?